Handling one's finances effectively should be put out there as one of life's earnest goals, much like graduating from college. Why so? Because the knowledge and management of our finances has much bearing on our happiness in both the present and future. It will decide whether we sleep on the street or in a comfy home, stay single or married, enjoy life or stay strapped in a jail called çredit card debt. I first had my encounter with personal finance at the age of 18 when I lived away from my mom. The experience of paying the monthly rent on my room and shopping for ... Continue Reading...
It’s Time to Come Up With a Budget
Everyone needs a budget. But so many of us go through life without one. Realistically, this is a skill that should be taught in schools, as effective money management is an essential life skill. But nowadays, it’s not on many schools’ syllabus and it’s a skill that we’e left to pick up ourselves. The good news is that we’re here to help! As you can imagine, a budget helps you to actually understand how much you earn, how much of that sum you take home (as taxes and other fees often need to be deducted), how much you need to fork out for bills and other essential ... Continue Reading...
Finance for millennials: FWD partners with Wattpad
YOLO (You Only Live Once) and FOMO (Fear Of Missing Out) are acronyms often associated with today's millennials and Gen Y. For good reason. They like to live it up, savoring experiences and seeing the world as much as they can because indeed, we only live once. But God only knows the Fear of Missing Out can only be sustained if you pair it with the Fear of Going Broke. Our desire for the good things and location-independent freedom should also be coupled with financial responsibility. And this is me - older and wiser who's been there and done that - talking to you ... Continue Reading...
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