Most people (like me) think insurance is only for older people. This is the reason why I procured insurance as a parent so that if something happens to me, my kids will not be burdened by my hospitalization or post-death expenses. But what if it's the other way around? The uncertainty we have to deal with at the moment shows that time-honored beliefs no longer apply. For one, prevalent diseases such as dengue or COVID-19 are no longer age-specific - they don't only affect older people, certainly. We should secure our future regardless of age, because our young ones ... Continue Reading...
Finance for millennials: FWD partners with Wattpad
YOLO (You Only Live Once) and FOMO (Fear Of Missing Out) are acronyms often associated with today's millennials and Gen Y. For good reason. They like to live it up, savoring experiences and seeing the world as much as they can because indeed, we only live once. But God only knows the Fear of Missing Out can only be sustained if you pair it with the Fear of Going Broke. Our desire for the good things and location-independent freedom should also be coupled with financial responsibility. And this is me - older and wiser who's been there and done that - talking to you ... Continue Reading...
ManulifeMOVE : get insurance premium discounts for staying active!
Call me a believer in insurance products. I guess it stems from my being a parent and worrying so much about my children's future. While am already subscribed to several policies, I try to maintain a healthy lifestyle just so I can live longer and avoid using my insurance prematurely. Ironic, isn't it? Imagine my elation when I learned that Manulife Philippines now has a program that rewards members for being active. Users may just download the ManulifeMOVE app on their Apple or Android device. By syncing the app with their regular fitness activities, they can get ... Continue Reading...
Tips on handling cars and vehicles submerged in floods
Okay, with the floods having subsided in most parts, these tips may come too late now, but better to keep it handy for next time. Tips courtesy of Mapfre Insurance 1. For safety reasons, it is not advisable to approach a vehicle that is completely submerged in water. It is best that the vehicle owner wait for the flood water to subside before approaching the vehicle. 2. Under no circumstances must the vehicle owner attempt to start or run the engine of a submerged vehicle. There is high possibility of contamination of fluids/lubricants in the engine, ... Continue Reading...
Typhoons Ondoy & Pepeng show the importance of buying insurance, especially for Acts of God
Correct me if am wrong, but paying either life or non-life insurance isn't a concept most, if not some, Filipinos take to. Perhaps, it's our sense of fatalism, or feeling invincible, or simply not having the budget to pay extra when it's more urgently needed for school fees and other necessities. Some only take on insurance because purchase of their house or their car is funded by the company they work for. I had this belief myself, until approaching old age led me to think about the future of my children and other ponderable "what if's......." A little savings, ... Continue Reading...
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